Meet Steven Joummaa.
Principal Finance & Mortgage Strategist of Kingdom Capital.
Steven Joummaa is a finance and mortgage strategist who brings a background in IT and business management to every lending decision.
Starting his career in IT and business management, managing systems and developing processes for large enterprises, Steven has developed a strategic, detail-driven way of working, skills he now applies to understanding how lenders think and positioning each client's scenario for the strongest possible outcome.
Today Steven is the Principal Finance & Mortgage Strategist of Kingdom Capital, the lending business he founded to help people understand their lending position clearly and make stronger, more confident financial decisions. He works with first home buyers, upgraders, investors and business owners across home loans, refinancing, investment lending and business finance.
Known for his authenticity and for doing what is right, Steven brings an integrity that guides every client relationship. With Kingdom Capital, clients deal with Steven directly, from the first conversation through to settlement and beyond.
Accreditations / Memberships:
- Diploma of Business Management & Information Technology (DipBUS, DipIT)
- Diploma of Finance and Mortgage Broking Management (DipFMB)
- Credit Representative (CRN 579492)
“No one should feel overwhelmed by debt, or confused about their choices.”
Our purpose is to make lending clear, understandable and genuinely supportive — so you can make informed decisions about your next step.
Steven Joummaa · Principal, Kingdom Capital Finance
Our commitment to you.
Putting You First
We focus on doing things properly, not quickly. Every loan is handled with care and genuine attention to detail — and you'll feel that from the very beginning.
Clarity Through Education
We will help you understand how complex lending works and show you clearly why our lending recommendation aligns with your goals.
Protecting Your Privacy
Your privacy and data are always protected. We use secure systems, encrypted channels, and strict processes to keep your information safe. Safety and protection of your data is our highest priority.
Integrity in Every Step
Integrity guides everything we do. We're transparent, honest, and committed to giving you advice that's always in your best interests.
A Long-Term Relationship
Settlement is just the beginning. Ongoing reviews, rate checks, and planning your next step are all part of the service — because your long-term success matters to us.
Value With Every Interaction
You benefit from dealing directly with a lending specialist who understands how lenders think and how to position your scenario for the strongest outcome. Every interaction is designed to give you clarity, confidence, and strategic guidance that strengthens your financial position.
Credentials you can check.
We're licensed, accredited and accountable, and you can check each of these for yourself.
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MFAA Accredited MemberMember of the Mortgage & Finance Association of Australia.Membership 164987 -
AFCA MemberMember of the Australian Financial Complaints Authority.Membership 123384 -
ASIC Credit RepresentativeCredit Representative 579492, authorised under Australian Credit Licence 389328 held by Connective Credit Services Pty Ltd.
Ready when you are.
Have a question, or ready to get started? Book a free consultation and we'll map out your options.