Who we help

First home buyers.

Buying your first home is a big step, and every buyer's starting point is different — from how much you've saved to how ready you feel for the process. We'll meet you where you are and guide you through it.

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Is this you?

A few signs that you're in the right place.

  • You've been renting and are ready to stopTired of paying off someone else's mortgage and ready to start building equity in your own place.
  • You have some savings, but aren't sure it's enoughYou've got a deposit together but don't know how far it'll stretch or what lenders expect.
  • You want the process explained simplyYou'd rather have someone walk you through each step than figure it out alone.
  • You're worried about missing outProperties are moving fast and you want to be ready to act when you find the right one.

Common first home buyer situations.

No two first home buyers are in exactly the same position. Here are some of the situations we see most often.

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Still building your deposit

You're saving steadily but aren't sure how much is really enough, or how lenders will look at your savings history.

Buying with family support

Parents or family may be able to help, whether that's a cash gift or offering extra security, and you want to understand what that means for your application.

Checking what you're eligible for

You've heard there's government support for first home buyers but aren't sure if you qualify or how to apply.

New to the whole process

Mortgages, pre-approval, settlement — it's a lot of new terminology, and you'd rather have someone explain it in plain English.

Working out your budget

Between the purchase price and all the extra costs, you're not sure what you can really afford.

Ready to make an offer

The market's competitive where you're looking, and you know you'll need to move quickly when the right property comes up.

Not sure where to start?

Book a free, no-obligation chat. We'll get to know your situation and map out the best path forward.

This page provides general information only and doesn't take into account your objectives, financial situation or needs. It isn't credit advice or an offer of credit. Lender criteria, fees and government scheme rules apply and can change. Speak with a Kingdom Capital broker for advice tailored to you.