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Who we help

Home upgraders.

Moving to a bigger home, a better location or a place that suits your family — upgrading comes with its own set of challenges, and we'll help you work through yours.

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Is this you?

A few signs that you're in the right place.

  • You've outgrown your current homeWhether it's more space, a better location or being closer to family, your home isn't quite fitting your life anymore.
  • You're not sure whether to buy or sell firstYou can see the pros and cons of both and want help weighing them up for your situation.
  • You've built up equity over the yearsYou've been in your current home a while and suspect it can help fund the next move.
  • You want the two moves to line up smoothlyThe idea of being stuck between two properties, or paying for both at once, worries you.

Common home upgrader situations.

Moving from one home to the next brings its own set of timing and money questions. Here are some of the situations we see most often.

See our home ownership loan options

Found the next home, haven't sold yet

You've spotted the right property but your current home hasn't sold, and you don't want to lose it while you wait.

Selling first for certainty

You'd rather know exactly how much you have to spend before you start looking, even if it means a gap while you find the next place.

Sitting on built-up equity

You've owned your current home for a while and know there's equity there, but aren't sure how it helps with the next purchase.

Happy with your current loan

You like your current rate and features and don't want to lose them just because you're moving house.

Juggling two settlement dates

Lining up the sale and the purchase is stressing you out, and you want someone to help keep the dates on track.

Growing family, growing budget

Your household's needs have outgrown your current home, and your borrowing needs have grown along with it.

Not sure where to start?

Book a free, no-obligation chat. We'll get to know your situation and map out the best path forward.

Book a free call 0480 026 588

This page provides general information only and doesn't take into account your objectives, financial situation or needs. It isn't credit advice or an offer of credit. Lender criteria, fees and government scheme rules apply and can change. Speak with a Kingdom Capital broker for advice tailored to you.