Who we help

Refinancers and debt consolidators.

Wanting a better rate, one simpler repayment, or access to your equity — whatever's brought you here, your situation shapes the right way forward.

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Is this you?

A few signs that you're in the right place.

  • You suspect you're overpayingYou haven't compared your loan to what's out there in a while and want to know if you're missing out.
  • You're finding it hard to keep track of everythingMultiple repayments on different dates are making your budget harder to manage.
  • Your circumstances have shiftedA change in income, family or plans means what worked before doesn't quite fit anymore.
  • You want a clear way forwardRather than guessing, you want someone to look at your whole picture and explain the options plainly.

Common situations we help with.

People come to us about refinancing or consolidating debt for all kinds of reasons. Here are some of the situations we see most often.

Haven't reviewed your loan in years

You've been with the same lender for a while and have a feeling you're not getting the best deal anymore.

Juggling several debts

Between credit cards, personal loans and other repayments, keeping track of it all is getting stressful.

Sitting on equity you'd like to use

You've built up equity in your home and have an idea for renovations, investing or another big goal.

Your needs have changed

Life looks different to when you first took out your loan, and you want your repayments to reflect that.

Savings sitting in a low-interest account

You've got money saved up but aren't sure it's working as hard for you as it could be.

Knocked back by a major bank

Your credit history or circumstances have made the big banks say no, and you want to know what your other options are.

Not sure where to start?

Book a free, no-obligation chat. We'll get to know your situation and map out the best path forward.

This page provides general information only and doesn't take into account your objectives, financial situation or needs. It isn't credit advice or an offer of credit. Lender criteria, fees and government scheme rules apply and can change. Speak with a Kingdom Capital broker for advice tailored to you.